Boat Finance

Buying a boat? Finlease has become something of an expert in the area of boat loans, both power or sail, for pleasure or business, in fact we can help you with any type of Marine Finance! We’re also boat enthusiasts ourselves and understand not only boat financing but also that you want your boat purchase to be as much of a pleasure as the boat itself!

So whether you want a personal boat loan or a business/charter boat loan, we can search amongst our 20 lenders for the solution that’s right for you. Then we’ll process the boat finance application and manage the whole process to make marine finance easier, so you won’t be left waiting in queues.

You can complete our boat loan application now, without obligation.

Alternatively, give us a call on 1800 358 658.

Our boat finance experts are ready to help!

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What really sets Finlease apart is the personalised service you get coupled with a wealth of knowledge

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At Finlease we care about all our clients and it’s important to us that you have a great experience whether you are looking for a commercial boat loan, any marine finance or taking advantage of any of our services. That’s what sets us apart from the competition and why we get such great reviews and our clients return again and again.

“The Team at Finlease were helpful, professional and went out of their way to ensure that the whole process ran smoothly. As a busy professional myself I was thrilled with the level of customer service that Finlease offered. And we are now enjoying our beautiful new boat.” Customer (11 April 2011) on www.productreview.com.au

“We have been Finlease customers for over 5 years and have used them for all our financing (and subsequent re-financing) needs for everything from insurance to computers to boats. Finlease takes the time to understand our business and recommend the best financial product for our needs. They take all the hard work out of sometimes very daunting financing issues. Highly recommended.” Customer (10 March 2011) on www.productreview.com.au

Want to read more reviews? Visit http://www.productreview.com.au/p/finlease.html

Let Finlease be your finance skippers.

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When considering whether a particular boat loan is right for you, ask yourself how long you are likely to keep the boat? Will it be purely a pleasure boat, or could there be some business use? In evaluating one marine finance proposal over another, Finlease can make you aware of obligations like your minimum commitments, the boat loan’s security and any special conditions which apply.

Also, don’t limit your options by securing your boat loan against real estate. If you are using your existing bank, make sure they have not ‘cross collateralised’ the loan against your home or other assets. With Finlease, in 99% of instances the boat should stand as its own security.

Get approval before you shop

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Before you go out and start shopping for a boat, it’s worth obtaining a pre-approval for your boat loan. First complete an application, then you’ll be in a better bargaining positioning and can confidentially negotiate knowing that the boat finance is ready to go. We suggest first putting in place a loan for a ‘hypothetical’ boat; you’ll pay no application fees. Once your boat loan is approved, we’ll manage settlement and payment to the supplier.

Obtaining a Boat Finance Approval: A Boat Buyer’s Checklist

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Here’s what lenders are looking for when approving a loan:

1. Your capacity to meet repayment based on your income.
2. For 100% finance you need to prove that you have ‘tangible’ net worth, i.e. equity in property or investments. Our financiers do not want a mortgage, but will simply want to feel comfortable that you have the ability to make good any shortfall between the second hand value of the boat and the amount owed.
3. A good credit history.
4. Stable employment and income

You can complete our boat loan application now, without obligation.

Alternatively, give us a call on 1800 358 658.

Our boat finance experts are ready to help!