Rail Equipment Finance

Fast Track Your Rail Finance

Focus on what matters in your business while we handle the finance. We'll help you stay on track with fast, effective solutions.

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Take control of your financial future with confidence

Your finance partner, no bots, no hold music.

Standing with you through the wins, the worries, and whatever comes next.

Your Broker. Your Corner.

We don’t just take calls. We make things happen, always in your best interest.

Anytime Access, We Don’t Clock Off.

You don’t work 9-5, and neither do we. Early, late, weekends, we’re here.

Transparent Finance. No Surprises.

What you see is what you get. Clear terms. Real people. Trust in every loan.

Strategic Finance. Faster Results.

35+ years of experience, 40+ lenders, and fast approvals, way beyond the banks.

Equipment Loan Calculator

This estimate’s a great start but your real rate might be even better.
Tap ‘Free Detailed Quote’, tell us a few quick details, and we’ll personalise your quote – no credit checks or obligation.

Loan Amount

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Interest rate (%)

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Loan term (months)

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Residual/balloon (%)

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Your estimated repayments

2,142.30

per month

Free Detailed Quote

No obligations or paperwork.*

Got another quote? Double check it here first.

Rates don’t always show the whole picture – our calculator does. Double check now.

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Keeping your business on the right track

In the fast-paced world of rail business, waiting on traditional banking timelines for equipment finance can mean missing crucial opportunities. At Finlease, we understand the importance of speed and efficiency.

Finance the gear you need without the stress.

Whether it’s new or used locomotives, wagons, or specialised rail maintenance equipment including:

hi-rail fitted and pickup trucks
hi-rail trailers
hi-rail cranes
hi-rail backhoes and excavators

and more, we have the expertise to support your specific needs. As proud members of the Australasian Railway Association (ARA), we’re well equipped to support you.

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What to Expect:
The Lending Process

Initial Consultation

We gather essential info about your needs, providing tailored guidance to meet your objectives.

Application Submission

We lodge your application with the lender that best fits your needs.

Lender Approval

We typically secure an approval for your application from the selected lender within 24-48 hours.

Document Signing

We schedule a convenient time for document signing.

Settlement

Your loan settles, enabling you to take possession of your asset.

Finlease – A Name You Can Bank On

35+ years

Family business

$1 billion

Funded pa

18 offices

Nationwide

30+

network of lenders

Chattel Mortgage or Finance Lease

If you’re wondering which one is the right option when financing equipment, the answer depends on the annual turnover of your company.