Your estimated repayments
2,142.30
per month
No obligation*
Got another quote?
FAQ’s
Car Finance –
Your Questions Answered
Securing the right car finance can be straightforward when you have clear answers to common questions. Whether you’re purchasing a new or used vehicle, dealership or private, seeking flexible repayment options, or understanding how car loans work, this FAQ section is here to assist. We’ve compiled the most frequently asked questions about car finance to provide you with the clarity and confidence needed to make informed decisions.
Covering topics from interest rates to loan terms and eligibility, these insights will guide you through the financing process. For further assistance, a Finlease broker is just a call away, ready to help you secure the right finance without hassle.
What information do you need for a car loan quote?
Generally, we should be able to send you over a quote after a quick telephone call or email conversation. It’s that simple. Ready to chat? Click here.
How do I apply for car finance with Finlease?
Contact one of our Finlease brokers via phone, email, or through the website, and we can have a quote sent to you right away. It’s that easy. Ready to apply? Click here.
Why should I go with a Finlease Broker for my car finance?
Choosing a Finlease broker for your car finance ensures personalised service, access to competitive rates from a broad lender network, and a streamlined process managed by experts dedicated to securing the best terms for your unique needs. Our commitment to transparency and client satisfaction sets us apart. Meet our dedicated team by clicking here.
How is a Car Loan Interest calculated?
Car loan interest is based on the loan amount, the interest rate (fixed as an annual percentage rate or APR), and the loan term. Payments reduce the loan balance over time, lowering the interest portion of each repayment. Read more here.
What is a Balloon payment Car Loan?
A balloon payment car loan includes a lump sum payment at the end of the loan term, which helps keep monthly repayments lower. The balloon payment typically covers the remaining loan balance and can be paid off in full or refinanced for a new term. Want to read more? Click here.
Can you finance private sale cars?
Read Why over 1500+ Businesses Finance with Finlease
Peter R.
I recently had the pleasure of working with Finlease for my vehicle loan, and I couldn’t be happier with the service I received. From the very beginning, the team was incredibly professional and attentive to my needs. They took the time to explain all my options and helped me find the best loan package that suited my financial situation. The application process was smooth and efficient, and I was impressed by how quickly everything was finalised. I highly recommend Finlease to anyone in need of vehicle financing. Their expertise and outstanding customer service truly set them apart. Thank you, Finlease, for making my vehicle loan experience so positive!
Kirsty A.
We have used Finlease many times and each time we have received exceptional service. Most recently, with my vehicle, they would send me documents that needed completing and would follow up with a phone call or message to ensure I knew why I was sent the documents and to provide an opportunity to ask questions. They were proactive in providing support and were able to think outside-the-box to ensure that the best option was obtainable for me. We will definitely be using Finlease again and I would highly recommend them to anyone who would like hassle-free assistance with finance.
Neil H.
We needed an unusual type of work vehicle and Finlease got the finance organised. One more vehicle to be financed and they will get our business again. Good rates and service, we have used these guys for years.
– Product Review
Our Lenders:
Understanding Car Finance Payments
Our car finance calculator provides a quick and easy estimate of your monthly car loan repayments.
What you need:
- The total amount you wish to finance.
- Your preferred residual or balloon value at the term’s end, including the option for nil residual.
- Customise Your Plan: Test different monthly payments across various interest rates.
- Current Settings: The calculator uses an average interest rate, but we encourage getting a refined quote.
- Personalised for You: Your specific circumstances could qualify you for even lower interest rates so chat to a specialist today.
Committed to Success for Our Clients
In this video, CEO of Finlease, Mark O’Donoghue explains how Finlease goes beyond banking to build lasting relationships with our clients, solving their challenges with a personal, 20-year commitment mindset. It’s all about going the extra mile and delivering exceptional service.
No financials.
Fast approvals*
CarSelect X Finlease Partnership
From negotiating prices to finding the right dealer, it can be overwhelming. That’s why Finlease has partnered with Car Select, a trusted car-buying service that makes getting your next vehicle easy and affordable.
Why Choose Car Select?
Car Select simplifies the car-buying journey, giving you access to over 1,300 dealerships nationwide.
Ready to Upgrade?
If you’re in the market for a new vehicle and want to avoid the typical dealership hassle, reach out to us today. Finlease, in partnership with Car Select is here to ensure you drive away with confidence and savings.
Finlease gives you a finance partner.
9 – 5?
Not Us.
Real People.
Best Solutions.
Expertise
without ego.
Rated 4.9 Stars
By over 1500+
Dedicated Brokers. Tailored Solutions.