Your estimated repayments
2,142.30
per month
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FAQ’s
Vehicle Loans –
Your Questions Answered
Finding the right vehicle finance is simple with clear answers to common questions. Whether buying new or used, from a dealer or privately, or exploring flexible repayment options, our FAQs are here to help.
Covering topics like interest rates, loan terms, and eligibility, this guide ensures you’re well-informed. For personalised support, a Finlease broker is just a call away to make financing easy.
Can I finance a used vehicle?
Yes! Whether it’s from a dealership or private seller, our finance specialists are ready to guide you through the process.
What information do you need for a quote?
A few short questions that can be answered over the phone about your business and the equipment you’re buying.
Why should I go with Finlease instead of Dealership Finance?
Though dealership finance may seem convenient, it can sometimes lead to generic terms that don’t quite fit with your unique financial situation.
Read Why over 1500+ Businesses Finance with Finlease
K
I have used Finlease for over 20 years to arrange vehicle financing for my business. I have found them to be friendly and professional. They were able to source and compare various financing options which saves me a lot of time. I would definitely recommend them.

How is Vehicle Loan Interest Calculated?
Car loan interest is calculated based on:
- the amount of the loan
- the interest rate
- the length of the loan
The interest rate is presented as an annual percentage rate (APR) and is fixed. Payments depend on the loan duration and the interest charged on the remaining balance. As you pay off the loan, the interest amount per payment decreases. A balloon payment option lowers regular payments by deferring a portion of the principal to the term’s end, resulting in a larger final sum due.
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Real People.
Best Solutions.
Expertise
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EarthBuilt’s Journey with Finlease
When it comes to financing, we know it’s more than just dollars and cents—it’s about helping you build and grow a thriving trade business. Hear Dave share his business journey, the challenges he’s overcome, and what keeps him passionate about the landscaping industry.