How Strategic Lending Unlocked a Manufacturer’s Next Phase | Finlease

A leading Australian manufacturer recently set out to modernise their operations by introducing automation—replacing time-consuming manual processes with integrated, high-efficiency systems.

The upgrade involved acquiring several new machines, each selected to complement or enhance existing equipment already in place. However, the business faced a familiar challenge: their current loan facility with a major bank came with slow turnaround times, limited flexibility, and complex approval requirements. They knew from past experience that waiting on multiple approvals could stall the momentum of their upgrade.

To understand the full scope of their plans, a Finlease broker visited the site to walk through the facility and gain a firsthand view of what the business was trying to achieve. This proved to be a game-changer. It became clear that the goal wasn’t simply about purchasing new machinery—it was about strategically modernising the operation, step by step.

During a planning session with the business owners, frustrations were laid out: rigid bank policies, extensive paperwork, and a one-size-fits-all lending approach that didn’t suit their evolving needs.

That’s where Finlease came in.

With access to a wide panel of lenders and an in-depth understanding of each financier’s appetite for various equipment types, Finlease structured a smart finance plan that allowed the business to:

• Keep their existing bank facility open for other business purposes (such as intangible lending)
• Secure funding for machinery upgrades through multiple lenders
• Fast-track approvals using asset-based lending—without requiring full company financials

By spreading the finance across several lenders and matching each machine to the most suitable lending partner, delays were avoided and momentum was maintained.

The result?

• ✔️ A more automated, future-ready facility
• ✔️ Multiple pieces of equipment funded quickly and without friction
• ✔️ Close to $1 million in additional lending capacity pre-qualified for future use

This case highlights how the right finance partner can simplify the complex. Whether it’s one major investment or several smaller ones, Finlease has the expertise, the lender network, and the industry knowledge to deliver finance solutions that work—without the red tape.