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James Cheney Earthmoving: Key Financial Partnerships
He recognized that having the right equipment would be crucial for establishing the business and ensuring a successful entry into the contracting market. A decision was made to build the business around a reliable brand of low-hour used equipment, supported by quality local service facilities.
“Traditional lenders were demanding a lot of business plans, documentation and paperwork that represented quite a difficult hurdle.” James said.
“Finding the right partner to finance our machine purchases was a gamechanger for me and has allowed me to concentrate on satisfying customers by delivering good quality work right across the different sectors of the market.”
FAQ’s
Chattel Mortgage –
Your Questions Answered
When it comes to securing the right equipment finance, having the answers to common questions can make the process easier.
What is a chattel mortgage?
It’s a type of loan that allows you to own the asset from day one, with the lender holding the asset as security until the loan is paid off.
What are the benefits of a Chattel Mortgage?
With a chattel mortgage, the borrower owns the asset from the start, providing immediate ownership benefits. They also have the flexibility to include a deposit or trade-in to lower monthly repayments and can choose to pay off the loan in full at any time during the agreement term.
What information do you need for a quote?
A few short questions that can be answered over the phone about your business and the equipment you’re buying.
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SYNC Cabling Solutions
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Chattel Mortgage or Finance Lease. What is the right one for me?
When financing business equipment or vehicles, choosing the right option can make all the difference. A chattel mortgage and a finance lease both offer distinct advantages, but which one suits your business best? This blog breaks down the key differences, tax benefits, and cash flow considerations of each financing method—helping you make an informed decision. Whether you’re looking for ownership flexibility or tax efficiency, we’ve got you covered.
We’re commited to your success.
Discover why Founder & CEO Mark O’Donoghue established Finlease—to go beyond traditional banking and forge lasting relationships with clients. With a 20-year commitment mindset, Finlease focuses on solving challenges with a personal touch, going the extra mile to deliver exceptional service.