Vehicle Finance

Finance that gets you behind the wheel sooner.

Navigate your finance journey with Finlease's tailored vehicle finance solutions. Whether it's getting you on the road with a car, bus truck or trailer or into the skies in an aircraft, our team ensures you get expert, localised service.

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We are the Vehicle and Transport Finance Experts.

Whether you’re financing your first ute or expanding a fleet of prime movers, we know the road you’re on, and how to get you moving faster. At Finlease, we specialise in vehicle and transport finance for business owners, tradies, and operators across Australia.

Buying your first truck as a new owner‑operator, upgrading your business vehicle or expanding a fleet, we know the industry, the lenders, and the best way to structure your deal. With fast approvals, low‑doc options, and a hands‑on team that handles everything from PPSR checks to private sales, we make the process simple, so you can focus on the road ahead.

Why Choose a Broker Over Going Direct to Banks?

Most business owners waste weeks chasing banks for equipment finance.
Here’s what you get when you work with Finlease brokers instead:

No Legwork, Great Rates

Talk to three banks or talk to us and we’ll compare 40. We know the lenders, the rates, and how to get results that suit your business.

Faster than the banks

Two weeks average with a bank… or two days with us* We do the legwork. You get the approval - fast.

Your Finance Advocate

Banks work for banks. We work for you. With 8,000+ loans a year, we know what sharp rates and fast approvals look like and we don’t settle for less.

Paperwork Made Simple

We know what every lender requires - so you don’t have to. One application, tailored to the right lenders from the start. Less fuss. Faster results.

We aim to beat most quotes. Speed included

You don’t work 9-5pm – neither do we

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90,000+ loans facilitated – unmatched expertise

Tradesman receiving wages from work, dressed in a suit and holding fifty dollars note

We’ve got private sales covered.

In this video, CEO Mark O’Donoghue reveals how Finlease ensures a seamless experience for clients purchasing equipment through private sales. Learn how Finlease handles every detail – from conducting thorough inspections to liaising with insurance brokers – so you can focus on growing your business without the hassle.

What to Expect:
The Lending Process

Step

Initial Consultation

We gather essential info about your needs, providing tailored guidance to meet your objectives.

Step

Application Submission

We lodge your application with the lender that best fits your needs.

Step

Lender Approval

We typically secure an approval for your application from the selected lender within 24-48 hours.

Step

Document Signing

We schedule a convenient time for document signing.

Step

Settlement

Your loan settles, enabling you to take possession of your asset.

Backed by 1,500+ five-star reviews,
35 years in business, and brokers who have your back.

Advice from the Experts

Think about your future work. A cashflow forecast can show lenders that the repayments are covered.
Always get a comparative quote. The dealer might not be offering the best or most flexible solution.
Used equipment can be a smart buy. Second-hand vehicles from reliable sources can be a solid investment and are still financeable.
Talk to a broker early. It’s easier (and faster) to structure finance right from the start, rather than fix a poor deal later.

Already have a quote? Double check the rate.

A truck driver was working long hours as an employee, but wanted the freedom and earning potential of becoming an owner‑operator.

With a contract ready to go, he just needed the right truck and the finance to back it. We prepared a cashflow forecast to show the lender how the repayments would be covered, making the process smooth and achievable. Within 12 months he was back to finance six more trucks. What began as a single purchase quickly grew into a fleet, tripling his income and setting him up as a successful business owner.

FAQ’s

Vehicle & Transport Loans – Your Questions Answered

Securing the right finance for your vehicle or transport asset is easier when you’ve got clear answers up front. Whether you’re buying new or used, purchasing through a dealer or private sale, or weighing up different loan structures, our FAQs will help guide you through the process with confidence.

What is a low-document car loan?

Car loans typically don’t require a lot of documentation from you. An ABN, GST registration, and simple proof of income is enough to make things faster and easier for business owners.

Can I finance vehicles bought via private sale (like Carsales)?

Yes! We can finance private sales. We’ll take care of the PPSR/REVS check to ensure there’s no money owing and handle the inspections. It may add an extra day or two, but the process remains smooth.

Why use Finlease instead of dealer finance?

Dealer finance can be fast, but it’s rarely the best deal. With Finlease, you’ll usually get a lower rate, more flexible terms, and options tailored to your business.

How long does the process take?

Car loans are usually quick and straightforward. With a 2‑year ABN, approvals can often be turned around in hours.

Do I need property as security?

No, being a property owner isn’t a requirement. Lenders look at the strength of your work, income, and deal structure, and that’s where we come in.

Can I finance a truck on contracted work?

Yes, you can. Even if you’re working on a contract rather than as a full‑time employee, we can arrange finance. We’ll prepare a cashflow forecast to show the lender how the repayments will be covered.

You’re busy enough running your business, let us handle your vehicle finance:

✅ Cars

✅ Vans

✅ Trucks & Trailers

✅ Buses & Coaches

✅ Aircraft

Aviation Finance Car Finance Bus & Coach Finance Truck Finance Trailer Finance

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Finance for:

Vehicle Finance

We are the Vehicle and Transport Finance Experts.

Why Choose a Broker Over Going Direct to Banks?

Most business owners waste weeks chasing banks for equipment finance.Here’s what you get when you work with Finlease brokers instead:

No Legwork, Great Rates

Talk to three banks or talk to us and we’ll compare 40. We know the lenders, the rates, and how to get results that suit your business.

Faster than the banks

Two weeks average with a bank… or two days with us* We do the legwork. You get the approval - fast.

Your Finance Advocate

Banks work for banks. We work for you. With 8,000+ loans a year, we know what sharp rates and fast approvals look like and we don’t settle for less.

Paperwork Made Simple

We know what every lender requires - so you don’t have to. One application, tailored to the right lenders from the start. Less fuss. Faster results.

We aim to beat most quotes. Speed included

You don’t work 9-5pm – neither do we

90,000+ loans facilitated – unmatched expertise

We’ve got private sales covered.

What to Expect:The Lending Process

Initial Consultation

Application Submission

Lender Approval

Document Signing

Settlement

Backed by 1,500+ five-star reviews,35 years in business, and brokers who have your back.

Advice from the Experts

A truck driver was working long hours as an employee, but wanted the freedom and earning potential of becoming an owner‑operator.

FAQ’s

Vehicle & Transport Loans – Your Questions Answered

What is a low-document car loan?

Can I finance vehicles bought via private sale (like Carsales)?

Why use Finlease instead of dealer finance?

How long does the process take?

Do I need property as security?

Can I finance a truck on contracted work?

You’re busy enough running your business, let us handle your vehicle finance:

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Most business owners waste weeks chasing banks for equipment finance.
Here’s what you get when you work with Finlease brokers instead:

What to Expect:
The Lending Process

Backed by 1,500+ five-star reviews,
35 years in business, and brokers who have your back.