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Low Document Finance Calculator

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Your estimated repayments

2,142.30

per month

Got another quote?

Use our Quote Comparison Calculator to uncover the real interest rate and make sure you’re not paying more than you should.

Am I eligible?

What you’ll typically need:
✔ ABN registered for 2+ years
✔ Property ownership
✔ A clean credit history

Running a business? You might already qualify.
In many cases, we only need your ABN and some basic director details – no financials or proof of income required.

New to business or missing one of the above?
That’s okay. Get in touch with a finance specialist – there are still flexible options available.

FAQ’s

Low Doc Finance –
Your Questions Answered

Thinking about using a low document loan for your business but not sure where to start? You’re not alone. We’ve rounded up the most commonly asked questions about no financial loans to help you understand how they work, what you’ll need, and what to expect—so you can make informed decisions that support your business growth.

What kind of assets can we finance?

Low Doc finance can be used for a wide range of assets, including vehicles, equipment, machinery, and more—whatever your business needs to grow.

Can I get pre-approved before choosing the asset?

Yes, pre-approval is a great way to understand your borrowing capacity before committing. It also puts you in a stronger position when negotiating with suppliers.

Do I need to provide financials or tax returns?

In most cases, no. We generally only need your ABN, some basic director information, and confirmation of your trading history. No financial statements or proof of income required.

What’s the difference between leasing and a chattel mortgage?

A lease lets you use the equipment while making regular payments, with the option to buy at the end. A chattel mortgage means you own the equipment from day one, using it as security for the loan. We’ll help you choose the right fit.

What if I don’t meet all the criteria?

Don’t stress – every situation is different. Even if you’re a new business or missing one requirement, we can still explore alternative finance options with you.

Why choose Finlease over a bank?

We offer a seamless journey from application to approval, handling all the paperwork along the way. No lengthy waits for decisions – we manage the entire process, ensuring you receive packaging equipment finance that’s perfectly tailored to your needs.

Read Why So Many Businesess Finance with Finlease

Rusty

“I’ve been dealing with the Finlease team for over 20 years and have always had a positive experience. They always gone the extra mile, even traveling far and wide to get documents signed.”

5-stars

– Google

Josh

” I want to express my sincere appreciation for how smoothly you’ve made this transition process. Your professionalism and effort have truly stood out, making what could have been a challenging period surprisingly seamless.”

5-stars

– Product Review

Suzana

“We appreciate how our broker went above and beyond to assist us from start to finish with our asset finance and made sure we received our car. A private sale seemed daunting, however Finlease made the process so easy for us and did all the work! “

5-stars

– Product Review

No financials.
Fast approvals*

*for approved purchasers only
A Bank Gives You A Loan.

Finlease gives you a finance partner

9 – 5?
Not Us.
Ready to help when it suits you.
Real People.
Best Solutions.
No call centre. A dedicated broker who has your back.
Expertise
without ego.
35+ years experience. $1b funded per annum.
Rated 4.9 Stars
By over 1500+
Don’t take our word, ask our clients.

Dedicated Brokers, tailored solutions.

How to Spot Hidden Fees and Markups: A Quick Guide to Transparent Financing

Think you’re getting a 6% rate but paying more like 8%? You’re not alone. Hidden fees and mismatched rates can turn a “deal” into a costly surprise. Our latest blog breaks down the tricks to watch for and how to make sure you’re getting transparent financing—no smoke, no mirrors, just straight-up clarity.

Going the Extra Mile for Our Clients

When it comes to financing, we know it’s more than just dollars and cents. If you’re a busy business owner juggling work, family, and tight deadlines, we get it. That’s why we’ve made it our mission to meet you where you are—whether that’s after hours, on-site, or in between jobs. At Finlease, we go above and beyond to make finance simple, stress-free, and on your schedule.

Quick and easy loans with fast approvals.
Get your FREE QUOTE today.

No Financials. Fast Approvals.
*Credit score not affected

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