Low Document Finance Calculator
Your estimated repayments
2,142.30
per month
No obligation*
Got another quote?

Am I eligible?
What you’ll typically need:
✔ ABN registered for 2+ years
✔ Property ownership
✔ A clean credit history
Running a business? You might already qualify.
In many cases, we only need your ABN and some basic director details – no financials or proof of income required.
New to business or missing one of the above?
That’s okay. Get in touch with a finance specialist – there are still flexible options available.
FAQ’s
Low Doc Finance –
Your Questions Answered
Thinking about using a low document loan for your business but not sure where to start? You’re not alone. We’ve rounded up the most commonly asked questions about no financial loans to help you understand how they work, what you’ll need, and what to expect—so you can make informed decisions that support your business growth.
What kind of assets can we finance?
Low Doc finance can be used for a wide range of assets, including vehicles, equipment, machinery, and more—whatever your business needs to grow.
Can I get pre-approved before choosing the asset?
Yes, pre-approval is a great way to understand your borrowing capacity before committing. It also puts you in a stronger position when negotiating with suppliers.
Do I need to provide financials or tax returns?
In most cases, no. We generally only need your ABN, some basic director information, and confirmation of your trading history. No financial statements or proof of income required.
What’s the difference between leasing and a chattel mortgage?
A lease lets you use the equipment while making regular payments, with the option to buy at the end. A chattel mortgage means you own the equipment from day one, using it as security for the loan. We’ll help you choose the right fit.
What if I don’t meet all the criteria?
Don’t stress – every situation is different. Even if you’re a new business or missing one requirement, we can still explore alternative finance options with you.
Why choose Finlease over a bank?
We offer a seamless journey from application to approval, handling all the paperwork along the way. No lengthy waits for decisions – we manage the entire process, ensuring you receive packaging equipment finance that’s perfectly tailored to your needs.
Read Why So Many Businesess Finance with Finlease
Rusty
“I’ve been dealing with the Finlease team for over 20 years and have always had a positive experience. They always gone the extra mile, even traveling far and wide to get documents signed.”
No financials.
Fast approvals*
Finlease gives you a finance partner
9 – 5?
Not Us.
Real People.
Best Solutions.
Expertise
without ego.
Rated 4.9 Stars
By over 1500+
Going the Extra Mile for Our Clients
When it comes to financing, we know it’s more than just dollars and cents. If you’re a busy business owner juggling work, family, and tight deadlines, we get it. That’s why we’ve made it our mission to meet you where you are—whether that’s after hours, on-site, or in between jobs. At Finlease, we go above and beyond to make finance simple, stress-free, and on your schedule.