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Used Equipment Finance –
Your Questions Answered
When it comes to securing the right used equipment finance, having the answers to common questions can make the process smoother. Whether you’re purchasing pre-owned machinery, upgrading second-hand assets, or exploring flexible repayment options, this FAQ section is here to help.
If you need further assistance, a Finlease broker is just a call away – making used equipment finance simple, stress-free, and tailored to your needs.
Can I finance used equipment purchased from a private seller?
Yes! Private sales require extra due diligence, such as verifying ownership and conducting a PPSR check, but we manage all the details to ensure a secure transaction.
How does financing a private sale compare to purchasing from a dealer?
With Finlease managing the details, financing a private sale can be as straightforward as buying from a dealer. We ensure all necessary checks and procedures are completed efficiently, providing a hassle-free experience.
How long does the approval process take?
For used equipment from a dealer, approvals can be as fast as 24-48 hours. Private sales may take a little longer due to additional checks, but we work quickly to ensure a seamless process.
Read Why over 1500+ Businesses Finance with Finlease
Ben
My lease through a private seller was no problem for these guys. Our broker is a legend have used him on several other deals over the years. Would recommend anyone chasing finance give them a shot.
– ProductReview

Buying a Used Asset? Get Finance Without the Headaches
Financing used vehicles and equipment can be a smart, cost-effective way to expand your business, but it does come with a few additional considerations compared to financing brand-new assets. Whether you’re purchasing from a dealer or a private seller, understanding the differences in financing options is key to securing the right loan for your needs.
At Finlease, we specialise in financing both new and used equipment. Financing a private sale involves several key steps:
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Asset Verification: Ensuring the machinery is free from existing debts or charges.
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Inspection: Conducting thorough inspections to confirm the equipment’s condition.
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Insurance Coordination: Collaborating with your insurance broker to secure the necessary certificates of currency.
We offer financing for a wide range of equipment, including trucks, tractors, excavators, and more.
No financials.
Fast approvals*
Finlease gives you a finance partner
9 – 5?
Not Us.
Real People.
Best Solutions.
Expertise
without ego.
Rated 4.9 Stars
By over 1500+
We’ve got private sales covered.
In this video, CEO Mark O’Donoghue reveals how Finlease ensures a seamless experience for clients purchasing equipment through private sales. Learn how Finlease handles every detail – from conducting thorough inspections to liaising with insurance brokers – so you can focus on growing your business without the hassle.