Used Equipment Finance Calculator
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FAQ’s
Used Equipment Finance –
Your Questions Answered
When it comes to securing the right used equipment finance, having the answers to common questions can make the process smoother. Whether you’re purchasing pre-owned machinery, upgrading second-hand assets, or exploring flexible repayment options, this FAQ section is here to help.
If you need further assistance, a Finlease broker is just a call away – making used equipment finance simple, stress-free, and tailored to your needs.
Can I finance used equipment purchased from a private seller?
Yes! Private sales require extra due diligence, such as verifying ownership and conducting a PPSR check, but we manage all the details to ensure a secure transaction.
How does financing a private sale compare to purchasing from a dealer?
With Finlease managing the details, financing a private sale can be as straightforward as buying from a dealer. We ensure all necessary checks and procedures are completed efficiently, providing a hassle-free experience.
How long does the approval process take?
For used equipment from a dealer, approvals can be as fast as 24-48 hours. Private sales may take a little longer due to additional checks, but we work quickly to ensure a seamless process.
Read Why over 1500+ Businesses Finance with Finlease
Ben
My lease through a private seller was no problem for these guys. Our broker is a legend have used him on several other deals over the years. Would recommend anyone chasing finance give them a shot.
– ProductReview

Buying a Used Asset? Get Finance Without the Headaches
Financing used vehicles and equipment can be a smart, cost-effective way to expand your business, but it does come with a few additional considerations compared to financing brand-new assets. Whether you’re purchasing from a dealer or a private seller, understanding the differences in financing options is key to securing the right loan for your needs.
At Finlease, we specialise in financing both new and used equipment. Financing a private sale involves several key steps:
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Asset Verification: Ensuring the machinery is free from existing debts or charges.
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Inspection: Conducting thorough inspections to confirm the equipment’s condition.
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Insurance Coordination: Collaborating with your insurance broker to secure the necessary certificates of currency.
We offer financing for a wide range of equipment, including trucks, tractors, excavators, and more.
No financials.
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Finlease gives you a finance partner
9 – 5?
Not Us.
Real People.
Best Solutions.
Expertise
without ego.
Rated 4.9 Stars
By over 1500+
We’ve got private sales covered.
In this video, CEO Mark O’Donoghue reveals how Finlease ensures a seamless experience for clients purchasing equipment through private sales. Learn how Finlease handles every detail—from conducting thorough inspections to liaising with insurance brokers—so you can focus on growing your business without the hassle.